Agents and brokers for short term health and supplemental insurance

Become a UnitedHealthcare broker for individual and family short term and supplemental plans

Expand your product portfolio with UnitedHealthcare short term, limited-duration insurance and supplemental health plans for individuals and families. Enjoy competitive commissions, timely payments and best-in-class support. Get up and running quickly with our easy onboarding and contracting process.

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Products for all your clients’ needs

Offer your clients a wide range of products backed by the strength and stability of a trusted brand. Our short term and supplemental plans are underwritten by Golden Rule Insurance Company, a UnitedHealthcare company. Plan options include:

Short term insurance

Provide flexible options for clients who have a gap in health insurance coverage — like those waiting for ACA coverage or benefits from a new job to kick in. Coverage options last from 1 month to nearly 3 years.¹

Dental and vision insurance

Our dental plans offer coverage for basic dental care, plus options for major care coverage like dental implants in most states. Our vision plans help cover vision care expenses like routine eye exams, prescription glasses and/or contact lenses.

Accident and critical illness insurance

Accident insurance offers benefits that help with expenses in the case of an accidental injury. Our critical illness plans offer cash benefits to help your clients cover expenses related to qualifying serious illnesses.

Hospital, telehealth and more

Help meet a variety of coverage needs with hospitalization insurance and hospital and doctor fixed indemnity plans that pay a fixed cash benefit to help cover qualified related expenses. Plus, offer convenient care with telehealth options.

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For current agents and brokers

Sign in to the Broker E-Store to:

Quote and compare plans
Submit and track new applications
Manage your book of business
Access tools and training
View commission statements

Need help? Call the Broker Service Center at 800-474-4467.

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Looking for individual and family plans?

Need help finding short term, supplemental insurance or another type of health plan for you or your loved ones? UnitedHealthcare offers a variety of coverage options made to support your health at every stage in life.

Explore plan options

Interested in selling other UnitedHealthcare products?

Explore our wide range of health insurance products, from employer-sponsored plans to ACA Marketplace plans.

View all products for agents and brokers

Footnotes

Term lengths vary by state. The federal tax payment for not having minimum essential coverage no longer applies, but tax penalties may still exist at the state level. Consult your tax advisor for more information. Short term plans are medically underwritten. These Short Term Medical plans do not provide coverage for preexisting conditions nor the mandated coverage necessary to avoid a penalty under the Affordable Care Act. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This is not Minimum Essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term plans are available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required. This policy has exclusions, limitation, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write the company.